XRP is one of the most well-known cryptocurrency projects available, having been introduced in 2012. Over the course of its more than ten-year existence, XRP’s price has risen by more than +9,015%, placing the well-liked remittance payments solution among the largest cryptocurrency projects by market value.
The strong price increase raises the possibility of more XRP price increases. In order to create XRP price projections for 2040 and 2050, we have presented a number of alternative growth scenarios.
Key Learnings from the Long-Term XRP Price Prediction:
Since it began trading, XRP’s price has experienced a significant growth, rising from around $0.005 to over $0.520.
If XRP continues on the current growth trajectory of Bitcoin, it may reach $10.4 by 2040 and $59.3 by 2050.
Long-term price projections for XRP are dependent on several factors, including the SEC lawsuit’s outcome, Ripple’s relationships in the payments industry, and the future expansion of users of the Ripple protocol.
Prior to delving deeper into price forecast scenarios and plausible drivers for XRP expansion, let’s examine the probable outcomes of a $1,000 investment in XRP:2025–2030–2040–2050 Price forecast for XRP (increase of 5% every year)$1,050XRP price projection (10% yearly growth): $1,407, $2,292, $3,733.$1,100–$1,949Forecasted XRP price range: $5,054–$13,110 (historic S&P 500 CAGR of 11.13%)* $1,111–$2,093~$6,014–$17,276 (BTC 3-year CAGR of 19.05%)$1,191 $ 3,389 $ 19,382 $ 110,839
based on the $0.535 XRP price that was acquired on February 14, 2024.The average rate of return for the S&P 500 for the previous 50 years was used to calculate price data.
History of XRP Prices
Ripple is a payment protocol that focuses on real-time gross settlements and remittances. Its native asset is XRP. Nearly immediate cross-border transactions with almost no fees are made possible with XRP.
Ever since its establishment in 2012, XRP has been a leading innovator in blockchain technology and a well-liked investment among cryptocurrency enthusiasts. The XRP cryptocurrency has failed to regain its prior highs since hitting an all-time high peak of $3.92 in January 2018.
Since 2020, Ripple, the firm behind XRP, has been involved in a high-profile legal dispute with the U.S. Securities and Exchange Commission (SEC) on the purported sale of unregistered securities, which is the main cause of XRP’s inability to return to its prior highs. The case resulted in the delisting of XRP from a number of cryptocurrency exchanges, including Coinbase.
In terms of historical performance, XRP saw its greatest year in 2017. At the beginning of the year, the cryptocurrency was only valued about $0.06; at the end of the year, its value had increased by almost 35,100% to $2.80.
With a gain of more than +35,100%, XRP experienced its best year ever in 2017.
XRP has consistently shown over the years that it is resilient in the cryptocurrency market. The XRP Ledger from Ripple Labs, on the other hand, has long been regarded as one of the top fintech and blockchain payment system options.
Let’s look at XRP price projections in light of this to see if XRP would make a wise long-term investment.
Forecast of XRP’s Price for 2040
We will use the average annual growth rate of the S&P 500 index to forecast the price fluctuations of XRP. Between 1973 and 2023, the S&P 500 index—one of the most important benchmarks for gauging the expansion of American stocks—grew by an average of 11.1%.
First, let’s look at what would happen to the price of XRP if it continued to rise in line with the S&P 500 index’s historical growth. The following computations will be performed with our XRP profit calculator.
Price projection for 2040 by RP based on historical return on the S&P 500 index.
If the S&P 500 were to grow historically, the price of XRP would rise from $0.535 to $3.22, a 501% gain.
Predicting the price of Ripple using an example from the cryptocurrency markets would arguably be more relevant, since we are making assumptions about a digital asset. For this reason, we have chosen to predict the price activity of XRP using the 19.05 percent compound annual growth rate for Bitcoin over the last three years.
The 2040 price estimate for XRP is based on the CAGR of Bitcoin during the previous three years.
By 2040, the price of XRP would have increased by 1,838% to $10.37 based on this assumption.
2050 Price Forecast for XRP
After determining XRP’s potential performance by 2040, let’s move to a wider time horizon and see what price XRP might be trading at in 2050.
The price forecast for XRP in 2050 based on the historical return of the S&P 500 index.
Again basing our estimates on the historical return on investment (ROI) of the S&P 500, XRP’s current price of $0.535 would rise by 1,628% to $9.24 in 2050.
Based on the CAGR of Bitcoin over the last three years, XRP’s price projection for 2050.
XRP would rise by 10,984% to about $59.23 by 2050 if we base our predictions on the historical return on investment (ROI) of Bitcoin.
The market cap of XRP would reach almost $3 trillion at a price of $59.23, which is more than the current total value of all digital assets, making such price rise seem incredibly improbable. For comparison, at the time of its peak, at $68,700, the market capitalization of Bitcoin was approximately $1.2 trillion.
Analyzing XRP’s Primary Drivers of Long-Term Price Growth
What happens with the SEC case is perhaps the biggest element that will impact XRP’s performance going forward. XRP might see a significant uptick if the court rules that Ripple and its founders are innocent.
Not only that, but a positive outcome in the XRP case might benefit the entire market, particularly cryptocurrencies like BNB and many others that were sold to investors through the initial coin offering (ICO) format.
Beyond the legal dispute, more well-known collaborations may be extremely beneficial for XRP since wider adoption would probably attract more investment interest and raise the price of XRP via straightforward supply and demand dynamics.
Given that Ripple has previously forged alliances with a number of prestigious businesses, including Santander, Bank of America, Instarem, and numerous others, it is quite probable that the company will explore further alliances in the future.
The prospect of Ripple, the firm that created the XRP currency, going public, is another market driver that might push the price of XRP to all-time highs. The business and its CEO have previously said that going public is in the cards if the fintech’s lawsuit against the SEC is settled favorably, even if there is no timetable for Ripple’s IPO preparations.
It is much harder to estimate Ripple’s market capitalization as a privately held business than it would be if it were listed on a public exchange. In an agreement that valued the business at $15 billion, Ripple reportedly bought back shares from its Series C investors in early 2022.
XRP Price Forecast: Is a Sideways Movement Coming? for 2024–2025?
Our algorithmically derived price prediction for XRP indicates that a decline in value is anticipated during the next few months. XRP is expected to see a significant increase in value in Q3 of 2024, according to the prediction, which could push the price of this well-liked digital asset as high as $1.67.
Right now, CoinCodex is tracking 24 technical analysis indicators that indicate negative activity and 5 that indicate bullish activity. As a result, the market is perceived as being generally bearish. Note that the 2024 and 2025 price projection for XRP is dependent on the current status of technical indicators.as of February 14th and may experience significant modifications in the future.
In summary, the future expansion of XRP is contingent upon a positive outcome in the SEC lawsuit and the formation of new partnerships.
Long-term potential for XRP is substantial; however, much of its performance hinges on how the SEC action is resolved and whether or not other banks and financial institutions decide to adopt Ripple’s solution in the future. Not to be overlooked is the possibility that Ripple may solidify its position as the primary intermediary between fiat and virtual currencies with the adoption of ISO 20022.
Check out our forecasts for Bitcoin, Ethereum, Cardano, Cronos, Solana, and Shiba Inu to find out more about our long-term price estimates for well-known cryptocurrency assets. For those who prefer more conventional assets, we provide Tesla price forecasts for 2040 and 2050.
Disclaimer: The only goal of this article is informational. It is not meant to serve as financial, investing, tax, legal, or other advice.